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Senate passes credit card reform
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05/20/2009
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| The Senate credit card bill passed today should curb some of the uglier fees charged by the banks that issue them. In a nutshell, the bill would provide more upfront disclosures about how consumers would be charged, and then restrict how card companies could alter fees and interest rates after a customer has signed up for a card. Here’s a summary of the bill’s measures:
•Interest rates can’t be raised during the first year of an account
•Customers will be notified 45 days in advance of any change in interest rates
•Bills can be paid online or over the phone without incurring a processing fee
•Customers must be over 60 days late on payments before their interest rate can be raised on balances; if the rate is raised, it will go back to the lower rate if customers make the minimum payment on time for six months in a row.
•Overlimit fees can’t be charged unless cardholders are told that the purchase will put them over their limit and they authorize it to go through anyway
•If your card has more than one interest rate on balances, then payments must be applied to the highest interest rate first
•Gift cards can’t expire for five years, and issuers can’t charge dormancy fees for unused amounts left on the card
•Credit card statements must be mailed out 21 days before they’re due
•Individuals under 21 will need a co-signer on their cards unless they can prove that they have the means to make payments on their own
•Credit card agreements will have to be posted on the internet |
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EARTH HOUR - Planet goes dark on MARCH 28th 2009
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02/12/2009
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Be Part of This Historic Event 
On March 28, 2009 at 8:30 p.m., local time, World Wildlife Fund is asking individuals, businesses, governments and organizations around the world to turn off their lights for one hour -- Earth Hour -- to make a global statement of concern about climate change and to demonstrate their commitment to finding solutions. Turn out. Take action. Be part of this historic event!
This largest climate event in history will be celebrated around the globe. Just like New Years Eve, Earth Hour will travel from time zone to time zone starting at 8:30 p.m. in New Zealand. The United States will witness Earth Hour in cities like Miami, Atlanta, Nashville, Chicago, Las Vegas, Los Angeles, and San Francisco. These will join other US cities as well as others around the world, including Abu Dhabi, Amman, Auckland, Beijing, Bogota, Cape Town, Copenhagen, Dubai, Guatemala City, Edinburgh, Helsinki, Hong Kong, Istanbul, Kiev, Kuala Lumpur, Lisbon, London, Manila, Mexico City, Moscow, Oslo, Rome, Singapore, Shanghai, Sydney, Tel Aviv, Toronto, Vancouver, Wellington and Warsaw.
More info: http://www.earthhourus.org/around_world.php |
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Shelby World’s Most Powerful Electric Car in 2009
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01/29/2009
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 Shelby SuperCars (SSC) released today the details of its revolutionary All-Electric Scalable Powertrain, the AESP. SSC will incorporate its AESP into thecurrent Ultimate Aero to create the Ultimate Aero EV. Being the "World's Fastest Production Car," SSC decided the Ultimate Aero to be the perfect high visibility outlet to demonstrate the capabilities of its new Green powertrain. Directly following the debut of the Ultimate Aero EV, SSC will conduct a live media event to showcase the capabilities of its revolutionary Green powertrain.
SSC will display its AESP in the Ultimate Aero EV in order to prove that electric-powered vehicles will not only match but also provide more linear power (electric motors have 100% torque at 0 RPM) and overall performance than internal combustion cars. The Ultimate Aero EV utilizes a twin motor AESP producing an astounding 1,000 HP and 800 lb-ft of torque enabling it to rocket to 60 mph in a mere 2.5 seconds and reach a top speed of 208 mph. Not only does the Ultimate Aero EV have a range of 150-200 miles on a single charge, but SSC's "Charge on the RunTM" onboard charging system allows for 10 minute full battery recharges on a 220V service. SSC's 3-speed automatic transmission transfers the Ultimate Aero EV's power to its wheels and achieves electronically controlled shift times of .24 s. The entire AESP is liquid cooled allowing it to run for extended periods of time at peak performance with no overheating issues. |
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Российские рынки обвалились -17.45%
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09/17/2008
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Российские рынки обвалились. Биржи РТС и ММВБ оказались не в силах справиться с потоком желающих избавиться от акций и остановили торговлю. Инвесторы опасаются банкротств в банковской сфере и дальнейшего снижения сырьевых цен. Когда это обвальное падение остановится, неизвестно. |
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Putin Tops the list of most influential people
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09/03/2008
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Vladimir Putin picked as world's most influential person
Vanity Fair has unveiled its annual list of the world's 100 most powerful and influential people, what the magazine calls "the New Establishment", and topping the table for the first time is Vladimir Putin, according to reports.
Sergey Brin and Abramovich also make a top 10 list
FULL LIST:
2008 THE VANITY FAIR 100:
(2007 ranking in parentheses )
1. Vladimir Putin, Russian Prime Minister (new entry)
2. Rupert Murdoch, News Corp. (1)
3. Sergey Brin (3), Larry Page (3), and Eric Schmidt (new entry), Google
4. Steve Jobs, Apple, Disney, and Pixar (2)
5. Warren Buffett, Berkshire Hathaway (5)
6. Jeff Bezos, Amazon (23)
7. Sheikh Mohammed bin Rashid al Maktoum, ruler of Dubai (new entry)
8. Roman Abramovich, Millhouse Capital (30)
9. Angelina Jolie & Brad Pitt, actors, activists (new entry)
10. Al Gore, eco-warrior (19)
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20 Строк
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06.08.2007
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Овца не выдала насильника
В Нидерландах зоофил, представший перед судом за секс с овцой, избежал наказания....
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Автожурнал
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28.02.2008
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Что готовит нам Женева?
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6-го марта открывается 78 Международный Женевский автосалон. Пять залов выставочного комплекса Palexpo станут местом дебюта для более чем семидесяти новинок, а всего на выставке будет представлено около 400 серийных и концептуальных автомобилей
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Вокруг Света
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| Набить шишечку
С помощью новых технологий группе японских ученых удалось узнать, каким образом в человеческом организме откладывается сексуальный опыт и воспоминания о любви. Оказывается, мозг так дорожит всем пережитым в интимной сфере (как отрицательным, так и положительным), что фиксирует всю поступившую информацию на краях нервных клеток (нейронов) в виде микроскопических отростков. Каждая такая шишечка - своеобразный памятник яркому впечатлению, будь то страстный поцелуй, оргазм или травма. При встрече с новым партнером отростки начинают усиленно вытягиваться и сокращаться, прощупывая незнакомый объект и сравнивая с предыдущим. Затем они посылают электрические импульсы с полученной информацией - все спокойно или имеет смысл насторожиться - в нервные окончания всего тела. По мнению ученых, весь этот процесс мы и называем интуицией. Этим объясняется и неосознанная память тела, особенно половых органов, которые отличаются особой "злопамятностью"...
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HI-TECH Новости
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04.03.2008
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Топ-10 самых необычных MP3-плееров
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Представляем вашему вниманию список десяти самых необычных плееров. На последнем, 10-м месте находится «плюшевый нянь». Теперь ваш ребенок сможет прослушать различные песни из мультфильмов, а также разные аудиокниги
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